Createcard Credit Card
Createcard is a new type
of credit card from Lloyds TSB. The Createcard credit card allows you the customer
to choose your own APR interest rate, cash back reward and annual fee, if any.
In association with MasterCard, the Createcard credit card brings you extended
benefits plus the worldwide recognition and dependability you would expect from
a MasterCard credit card.If you would like to use our
unique comparison service to search, select and compare the Createcard credit
card against other credit cards please click here. Or if you have decided you
would like to apply please click here for your Createcard Credit Card. Createcard
Credit Card Information Choose Your Own...
The Lloyds TSB Createcard credit card gives you the option to build your own credit
card, designed with your financial and credit card needs in mind. Whether you
want a credit card with no annual fee, a lower interest rate or the option to
earn cash back, you can select exactly what you want with the Createcard credit
card CardBuilder. You can even select one of two different credit card designs.
If you are not entirely sure what you need from a credit card, you can choose
one of the Lloyds TSB Createcard credit card packages; Hi-Value, Flexi-Plan or
CashBack. You can even change these options up to 3 times a year for free or more
for just a small fee. Rates and Fees
The Createcard
credit card offers you the choice of an APR interest rate from 12.5% to 18.3%,
an annual fee from £0 to £30 and the option of earning up to 0.5%
cash back on all purchases you make with your Createcard credit card. If you decide
to apply today in most cases you will get an instant decision on your application,
and once you have been accepted you can access your credit card account online
24 hours a day, 7 days a week. 0% Balance Transfers
The Createcard credit card from Lloyds TSB also offers a 0% introductory rate
on balance transfers fixed for 6 months. This means that you can transfer balances
from higher rate credit or store cards and pay no interest for the first six months
your account is open. Benefits and Features
The Createcard credit card offers extended benefits including instant online decisions,
full online account servicing, online balance transfers, purchase guarantee, travel
accident insurance, purchase protection, payment protection insurance, cover against
fraudulent use and emergency cash advance.
Createcard Credit Card Packages
If you are unsure exactly what you
need from a credit card you can select one of the three Createcard credit card
packages. The packages available are; Hi-Value, Flexi-Plan and CashBack. Hi-Value If
you would like to spread your payments over a longer period time or want to transfer
a balance from a higher rate credit or store card, then you can choose the Hi-Value
Createcard credit card package. Online account servicing
A lower interest rate, which is a trade-off against
No cash back
rewards and
A £10 annual fee
Flexi-Plan If
you tend to use your credit card for occasional purchases or larger items such
as holidays, gifts or unexpected bills, then you can choose the Flexi-Plan Createcard
credit card package. Online account servicing
A lower interest rate, which is a trade off against
No cash back rewards
and
No annual fee (or an annual fee of less than £10)
CashBack If
you tend to use your credit card for everyday purchases and pay off your balance
in full and on time each month, then you could earn cash back every time you use
your Createcard credit card with the CashBack package. Online
account servicing
Maximum available cash back rewards on purchases
In exchange for a higher interest rate and
No annual fee (or an annual fee
of less than £10) Apply
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