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Optimize Your Credit Card

If you are paying high interest rates on your credit card, you may want to apply for a new, lower interest credit card. The following companies offer attractive credit card rates that can lower your monthly credit card bill and help you pay off your credit card debt. If you have trouble getting a credit card, it may be because of a blemished credit report. Click here to learn more about your credit.

Note: Most of the following links are to paid advertisers. If you click on a link and purchase an item or service, our site may receive a portion of the money you spend. With that said, we have chosen the most user friendly and cost effective sources for you to find the information or service you desire. We appreciate your patronage and can offer our Free Debt advise only because of your support.

Discover Platinum

Discover offers a credit card that includes a 0% introductory APR for 8 months (subject to change before this page is updated), no annual fee, a 1-2% cash back award (depending on purchase levels) that can be converted into merchandise worth twice its value, free additional cards, 100% fraud protection, online account access, travel and auto coverage and worldwide acceptance. They also have a new Discover2GO card that folds into a keychain for easy travel.

Interested in getting a Discover Card and are a student? The Discover student credit card offers the same great cash back rewards, no annual fee, low APR and will help you build your credit. Click here to apply for the Discover student credit card.

American Express

One of the most trusted and prestigious credit cards you can find. Products include the Blue card, Rewards Green Card, Rewards Gold, Gold Delta Sky Miles credit card, and The American Express Cash Rebate Card.

The Amazon card currently offers 0% APR for 6 months, and then a low rate afterwards (under 10%). You also get a $20 off coupon at Amazon and earn reward points that can be redeemed at Amazon.

Have Bad Credit and Need to Reestablish It? Try one of the following links to apply for a credit card that will help you rebuild your credit.

First United Group
Household Credit Services

Barclaycard.co.uk

Available to UK Residents: The Barclaycard program has a card for everyone. You can choose from their most popular Classic Barclaycard; their prestigious Barclaycard Platinum and Gold cards; or their specialist Student, Graduate and Premiership Barclaycard. Plus. All customers receive an array of great benefits including free extended warranty, price promise and purchase cover.

Accucard

Live in the UK? Check out this credit card provider. You can build your own credit card (with a smart chip) to exactly the specifications you desire in a credit card. You control the interest rate, annual fee, card design, reward program (cash back, gifts, etc) so that you can maximize the credit card benefits that appeal most to you.